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Car loan interest rates in 2018. Yet with the increased rates since 2013, more pressure has been put on consumers to really do their homework when shopping around for the. Interest rates for used car loans are usually lower the newer the car is. If rates are lower now than when you first got a car loan, refinancing could help you pay off your loan sooner or save you money on interest. The biggest factor in determining your interest rate is going to be your credit score. In such bankruptcy clear student debt/loan? Only published interest rates or interest rate ranges are shown on this page. Car buyers today pay an average interest rate of 4.36% to 4.42%.
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